銀行英語(yǔ)情景口語(yǔ) 第180期:個(gè)人消費(fèi)信貸 個(gè)人汽車(chē)消費(fèi)貸款(4)

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這里是Lincoln銀行，消費(fèi)信貸部。我能如何為您效勞?

B: Ah, hello. I'm calling to find out how I apply for a car loan.

啊，你好。我打電話是想知道如何申請(qǐng)汽車(chē)消費(fèi)貸款。

A: We offer a Personal Automobile Consumer Loan. The application process is pretty straight forward. I trust you have enough funds to cover the 20% down payment?

我們提供個(gè)人汽車(chē)消費(fèi)貸款。申請(qǐng)手續(xù)非常簡(jiǎn)單。我相信您有足夠的資金來(lái)支付20%的首付款，是吧?

B: Yes, I do. It's ready and waiting in my account.

是的，我有。首付款已經(jīng)在我的賬戶里準(zhǔn)備就緒了。

A: The next step is for us to recommend a dealer to you, who are already contracted to us, so....

下一步是由我們給您推薦一個(gè)已經(jīng)和我們簽約的經(jīng)銷(xiāo)商，所以……

B: Could I just stop you there? Sorry to interrupt, but I have already been to your appointed dealer and selected the car I want.

我可以先打斷你一下嗎?很抱歉，打斷你了，其實(shí)我已經(jīng)去過(guò)你們的特約經(jīng)銷(xiāo)商那里了，并且已經(jīng)選好了我想要的車(chē)。

A: That will certainly cut down the processing time. We can move on to the next step. Do you have the purchase price?

那就肯定會(huì)減少辦理的時(shí)間啦。我們可以繼續(xù)下一步了。您已經(jīng)拿到報(bào)價(jià)了?

B: Yes, it's 110,000 RMB. So, with the down payment done, I will need to borrow 70,000 RMB.

是的，銷(xiāo)售價(jià)是110000元。所以，算上我已經(jīng)有的首付款，我得借70000 元。

A : What we need you to do next is to come into the branch with a correctly filled in application form, ID card, proof of residency, proof of income, the agreement from the agent and of course the 20% down payment.

接下來(lái)我們需要您做的就是到營(yíng)業(yè)部來(lái)，帶著一份正確填寫(xiě)的申請(qǐng)表、 身份證、居住證明、收入證明、自己的，與經(jīng)銷(xiāo)商簽的協(xié)議，當(dāng)然還得有20%的首付收據(jù)。

B: Yes, I have everything here. OK, I'll come in and see you later today. Maybe I could have my new car as early as next week! How exciting!

是的，我這里有所有的文件。好啦，我今天過(guò)一會(huì)兒就來(lái)見(jiàn)你。也許最快下個(gè)星期我就可以擁有我的新車(chē)?yán)?好興奮啊!